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Personal Loans to Salaried Customers not maintaining Salary Account with us

REANGBLOGE.MY.ID – No matter where you maintain your Salary Account, SBI has customized a Personal Loan for you.

Whether it’s your wedding or a vacation, unplanned emergency or planned purchase, get quick approval with minimal documentation through Contactless Lending Platform (CLP).

 

Features SBI QUICK Personal Loan :

  • Loans up to Rs. 20 lakhs
  • Low interest rates
  • Interest on daily reducing balance
  • Low processing charges
  • Minimal documentation
  • No hidden costs
  • Provision for second loan
  • No security, no guarantor

 

Eligibility SBI QUICK Personal Loan :

  • Individuals having Salary Account with any other Bank
  • Minimum Net Monthly Income: Rs. 15,000/-
  • EMI/NMI Ratio less than 50%
  • Employees working with
    • Central/ State/ Quasi Governments,
    • Central & State PSUs
    • Corporate (Private & Public Ltd.)
    • Educational institutions of National Repute
  • Age: 21-58 years
  • Minimum service of 1 year
  • Loan Amount
    • Minimum: Rs. 24,000
    • Maximum: Rs. 20,00,000 / 24 times NMI
ARTIKEL TERBARU  Pinjaman Bunga Rendah Tenor Panjang Terbukti ACC 2021

 

Terms And Conditions SBI QUICK Personal Loan :

  • Processing fee: 1.50% of the Loan Amount (subject to minimum ₹1000/- & maximum ₹15000/-) plus GST
  • Penal Interest @2% p. m would be charged over and above the applicable interest rate on overdue amount for the period of default.
  • Prepayment charges of 3% on prepaid amount. No prepayment/ foreclosure charges if account is closed from the proceeds of a new loan account under same scheme.
  • Repayment Period:
    • Minimum: 6 months
    • Maximum: 72 months or remaining period of service (whichever is lower).
  • Checklist of Documents:
    • Income Tax Return (To be uploaded on CLP)
    • Bank Account Statement of last 6 months (To be uploaded on CLP)
    • 2-passport size photographs
    • Latest month Salary Slip
    • Proof of Identity & Current/ Permanent Address, as per Bank’s KYC guidelines
  • Authorized Branch: Applicant should select any SBI branch on CLP near to place of his/ her present posting or home
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